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    <title>New blogs from zvaida on MyBuffalo</title>
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    <pubDate>Thu, 05 Nov 2009 14:40:21 GMT</pubDate>
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      <title>TAX CREDIT CONTINUE</title>
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      <description>The $8,000 maximum first-timer credit will continue and will now be available to couples with income up to $225,000, a nearly $55,000 increase above the level in existing law. A new $6,500 maximum credit would also be available to move-up homeowners who have lived in their current residence for five of the prior eight years.&amp;nbsp;read more</description>
      <content:encoded>The $8,000 maximum first-timer credit will continue and will now be available to couples with income up to $225,000, a nearly $55,000 increase above the level in existing law. A new $6,500 maximum credit would also be available to move-up homeowners who have lived in their current residence for five of the prior eight years.&amp;nbsp;read more</content:encoded>
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      <title>WNY LIVING: Best Place to Live</title>
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      <description>It's been said many that Erie County, NY has great location: lakes, country, cultures, roads, Canada, diversity, entertainmen, etc.&amp;nbsp;&amp;nbsp;The list can go on and on. The county&amp;nbsp;has many cities, towns and villages.&amp;nbsp; Where do&amp;nbsp;you think is the best place in live in Erie County and why?</description>
      <content:encoded>It's been said many that Erie County, NY has great location: lakes, country, cultures, roads, Canada, diversity, entertainmen, etc.&amp;nbsp;&amp;nbsp;The list can go on and on. The county&amp;nbsp;has many cities, towns and villages.&amp;nbsp; Where do&amp;nbsp;you think is the best place in live in Erie County and why?</content:encoded>
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      <title>Hurry: First Time Home Buyer Credit</title>
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      <description>If you're&amp;nbsp;in a Home Buying market, don't miss the opportunity to get up to $8,000 tax credit.&amp;nbsp; You have to be a first time home buyer which means you haven;t own a property in the last three (3) years. Hurry up!&amp;nbsp; The offer ends soon.&amp;nbsp; You must close the property before December 1, 2009.&#xD;
Find&amp;nbsp;a property of your interest on http://zannavaida.realtyusa.com and contact me for more info.&#xD;
Have a question? I 'll get the answer.&amp;nbsp; Enjoy WNY living!&amp;nbsp; Invest in Real Estate!</description>
      <content:encoded>If you're&amp;nbsp;in a Home Buying market, don't miss the opportunity to get up to $8,000 tax credit.&amp;nbsp; You have to be a first time home buyer which means you haven;t own a property in the last three (3) years. Hurry up!&amp;nbsp; The offer ends soon.&amp;nbsp; You must close the property before December 1, 2009.&#xD;
Find&amp;nbsp;a property of your interest on http://zannavaida.realtyusa.com and contact me for more info.&#xD;
Have a question? I 'll get the answer.&amp;nbsp; Enjoy WNY living!&amp;nbsp; Invest in Real Estate!</content:encoded>
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Find&amp;nbsp;a property of your interest on http://zannavaida.realtyusa.com and contact me for more info.&#xD;
Have a question? I 'll get the answer.&amp;nbsp; Enjoy WNY living!&amp;nbsp; Invest in Real Estate!</media:description>
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      <title>Don't Miss 2009 Tax Credits</title>
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      <description>What Is the Energy Efficient Tax Credit for Existing Homes?Beginning January 1, 2009 through December 31, 2010, when you purchase qualifying energy-efficient items from categories such as doors, windows, skylights and insulation, you may be eligible to claim a tax credit of up to 30% off the purchase price on your 2009 or 2010 tax return (up to $1,500). What Items Qualify?Products from among the following categories may qualify* :* Exterior windows and skylights* Storm windows* Exterior doors* Storm doors* Metal roofs* Asphalt roofs* Insulation* Natural gas, oil, and propane water heaters* Pellet stovesState-Specific Appliance RebatesCheck with your local utility company to find out if you qualify for a rebate on your ENERGY STAR appliances.For more information&amp;nbsp;consult with a qualified tax advisor. He or she can help you determine your eligibility for any of the credits or rebates, as well as how much you may receive. You may also visit the ENERGY STAR website for more information. ENERGY STAR</description>
      <content:encoded>What Is the Energy Efficient Tax Credit for Existing Homes?Beginning January 1, 2009 through December 31, 2010, when you purchase qualifying energy-efficient items from categories such as doors, windows, skylights and insulation, you may be eligible to claim a tax credit of up to 30% off the purchase price on your 2009 or 2010 tax return (up to $1,500). What Items Qualify?Products from among the following categories may qualify* :* Exterior windows and skylights* Storm windows* Exterior doors* Storm doors* Metal roofs* Asphalt roofs* Insulation* Natural gas, oil, and propane water heaters* Pellet stovesState-Specific Appliance RebatesCheck with your local utility company to find out if you qualify for a rebate on your ENERGY STAR appliances.For more information&amp;nbsp;consult with a qualified tax advisor. He or she can help you determine your eligibility for any of the credits or rebates, as well as how much you may receive. You may also visit the ENERGY STAR website for more information. ENERGY STAR</content:encoded>
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      <pubDate>Thu, 06 Aug 2009 19:23:34 GMT</pubDate>
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        <media:description>What Is the Energy Efficient Tax Credit for Existing Homes?Beginning January 1, 2009 through December 31, 2010, when you purchase qualifying energy-efficient items from categories such as doors, windows, skylights and insulation, you may be eligible to claim a tax credit of up to 30% off the purchase price on your 2009 or 2010 tax return (up to $1,500). What Items Qualify?Products from among the following categories may qualify* :* Exterior windows and skylights* Storm windows* Exterior doors* Storm doors* Metal roofs* Asphalt roofs* Insulation* Natural gas, oil, and propane water heaters* Pellet stovesState-Specific Appliance RebatesCheck with your local utility company to find out if you qualify for a rebate on your ENERGY STAR appliances.For more information&amp;nbsp;consult with a qualified tax advisor. He or she can help you determine your eligibility for any of the credits or rebates, as well as how much you may receive. You may also visit the ENERGY STAR website for more information. ENERGY STAR</media:description>
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      <title>AMERICANS FEEL LESS SAFE</title>
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      <description>According to the second-annual&amp;nbsp;2009 Traffic Safety Culture Index released by the AAA Foundation for Traffic Safety, thirty-five percent of drivers said they feel less safe than they did five years ago.&amp;nbsp; The majority of American motorists report that they feel no safer now than they did five years ago.&#xD;
&amp;nbsp;&amp;ldquo;Over the past twenty-five years, motor vehicle crashes have, prematurely, violently and tragically ended the lives of one million Americans- killing more of our children, teens and young adults than any other single cause,&amp;rdquo; said AAA Foundation president and CEO Peter Kissinger. &amp;ldquo;That&amp;rsquo;s one death every 13 minutes.&amp;rdquo;&#xD;
The 2009 Traffic Safety Culture Index: &#xD;
-90% of respondents said people driving after drinking alcohol was a very serious threat to their safety; 87% said the same about text messaging or e-mailing while driving-80% of motorists rated distracted driving as a very serious threat to their safety, yet many admitted performing distracted behaviors like talking on the cell phone or texting or e-mailing while driving within the last month-Over two-thirds admitted to talking on a cell phone and 21% admitted to reading or sending a text message or e-mail while driving in the past month-Nearly 90% said that texting or e-mailing while driving was a very serious threat to safety, yet 18% of those same people admitted texting in the past month-58% said that talking on a cell phone while driving was a very serious threat to their safety, yet 55% of those same people self-reported talking on cell phones while driving in the past month-Nine out of 10 people considered running a red light unacceptable, yet 26% of those same people admitted to running a red light-Nine out of 10 people considered tailgating unacceptable, yet 24% of those same people admitted to tailgating in the past 30 days-63% considered speeding 15 mph or more on the highway unacceptable, yet 28% of those same people admitted doing so in the past month. Fully 95% of people rated speeding 15 mph or more over the speed limit on residential streets unacceptable, yet 21% of those same people admitted doing so in the past month.&#xD;
Do you feel safe driving on a road?</description>
      <content:encoded>According to the second-annual&amp;nbsp;2009 Traffic Safety Culture Index released by the AAA Foundation for Traffic Safety, thirty-five percent of drivers said they feel less safe than they did five years ago.&amp;nbsp; The majority of American motorists report that they feel no safer now than they did five years ago.&#xD;
&amp;nbsp;&amp;ldquo;Over the past twenty-five years, motor vehicle crashes have, prematurely, violently and tragically ended the lives of one million Americans- killing more of our children, teens and young adults than any other single cause,&amp;rdquo; said AAA Foundation president and CEO Peter Kissinger. &amp;ldquo;That&amp;rsquo;s one death every 13 minutes.&amp;rdquo;&#xD;
The 2009 Traffic Safety Culture Index: &#xD;
-90% of respondents said people driving after drinking alcohol was a very serious threat to their safety; 87% said the same about text messaging or e-mailing while driving-80% of motorists rated distracted driving as a very serious threat to their safety, yet many admitted performing distracted behaviors like talking on the cell phone or texting or e-mailing while driving within the last month-Over two-thirds admitted to talking on a cell phone and 21% admitted to reading or sending a text message or e-mail while driving in the past month-Nearly 90% said that texting or e-mailing while driving was a very serious threat to safety, yet 18% of those same people admitted texting in the past month-58% said that talking on a cell phone while driving was a very serious threat to their safety, yet 55% of those same people self-reported talking on cell phones while driving in the past month-Nine out of 10 people considered running a red light unacceptable, yet 26% of those same people admitted to running a red light-Nine out of 10 people considered tailgating unacceptable, yet 24% of those same people admitted to tailgating in the past 30 days-63% considered speeding 15 mph or more on the highway unacceptable, yet 28% of those same people admitted doing so in the past month. Fully 95% of people rated speeding 15 mph or more over the speed limit on residential streets unacceptable, yet 21% of those same people admitted doing so in the past month.&#xD;
Do you feel safe driving on a road?</content:encoded>
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      <pubDate>Wed, 29 Jul 2009 17:43:44 GMT</pubDate>
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      <dc:creator>zvaida</dc:creator>
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        <media:description>According to the second-annual&amp;nbsp;2009 Traffic Safety Culture Index released by the AAA Foundation for Traffic Safety, thirty-five percent of drivers said they feel less safe than they did five years ago.&amp;nbsp; The majority of American motorists report that they feel no safer now than they did five years ago.&#xD;
&amp;nbsp;&amp;ldquo;Over the past twenty-five years, motor vehicle crashes have, prematurely, violently and tragically ended the lives of one million Americans- killing more of our children, teens and young adults than any other single cause,&amp;rdquo; said AAA Foundation president and CEO Peter Kissinger. &amp;ldquo;That&amp;rsquo;s one death every 13 minutes.&amp;rdquo;&#xD;
The 2009 Traffic Safety Culture Index: &#xD;
-90% of respondents said people driving after drinking alcohol was a very serious threat to their safety; 87% said the same about text messaging or e-mailing while driving-80% of motorists rated distracted driving as a very serious threat to their safety, yet many admitted performing distracted behaviors like talking on the cell phone or texting or e-mailing while driving within the last month-Over two-thirds admitted to talking on a cell phone and 21% admitted to reading or sending a text message or e-mail while driving in the past month-Nearly 90% said that texting or e-mailing while driving was a very serious threat to safety, yet 18% of those same people admitted texting in the past month-58% said that talking on a cell phone while driving was a very serious threat to their safety, yet 55% of those same people self-reported talking on cell phones while driving in the past month-Nine out of 10 people considered running a red light unacceptable, yet 26% of those same people admitted to running a red light-Nine out of 10 people considered tailgating unacceptable, yet 24% of those same people admitted to tailgating in the past 30 days-63% considered speeding 15 mph or more on the highway unacceptable, yet 28% of those same people admitted doing so in the past month. Fully 95% of people rated speeding 15 mph or more over the speed limit on residential streets unacceptable, yet 21% of those same people admitted doing so in the past month.&#xD;
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      <pubDate>Mon, 13 Jul 2009 19:35:05 GMT</pubDate>
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      <title>What's the Point with Points?</title>
      <link>http://www.mybuffalo.com/_Whats-the-Point-with-Points/BLOG/419234/85283.html</link>
      <description>What can I do with the buffalo.com points?&amp;nbsp; What 's the point wiht earning these points?</description>
      <content:encoded>What can I do with the buffalo.com points?&amp;nbsp; What 's the point wiht earning these points?</content:encoded>
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      <title>7 Reasons to Own Your Home</title>
      <link>http://www.mybuffalo.com/_7-Reasons-to-Own-Your-Home/BLOG/417730/85283.html</link>
      <description>1. Tax breaks. The U.S. Tax Code lets you deduct the interest you pay on your mortgage, your property taxes, as well as some of the costs involved in buying your home.2. Appreciation. Real estate has long-term, stable growth in value. While year-to-year fluctuations are normal, median existing-home sale prices have increased on average 6.5 percent each year from 1972 through 2005, and increased 88.5 percent over the last 10 years, according to the NATIONAL ASSOCIATION OF REALTORS&amp;reg;. In addition, the number of U.S. households is expected to rise 15 percent over the next decade, creating continued high demand for housing.&#xD;
3. Equity. Money paid for rent is money that you&amp;rsquo;ll never see again, but mortgage payments let you build equity ownership interest in your home. 4. Savings. Building equity in your home is a ready-made savings plan. And when you sell, you can generally take up to $250,000 ($500,000 for a married couple) as gain without owing any federal income tax. 5. Predictability. Unlike rent, your fixed-mortgage payments don&amp;rsquo;t rise over the years so your housing costs may actually decline as you own the home longer. However, keep in mind that property taxes and insurance costs will increase. 6. Freedom. The home is yours. You can decorate any way you want and benefit from your investment for as long as you own the home. 7. Stability. Remaining in one neighborhood for several years gives you a chance to participate in community activities, lets you and your family establish lasting friendships, and offers your children the benefit of educational continuity. Why do you own and want to own a home?</description>
      <content:encoded>1. Tax breaks. The U.S. Tax Code lets you deduct the interest you pay on your mortgage, your property taxes, as well as some of the costs involved in buying your home.2. Appreciation. Real estate has long-term, stable growth in value. While year-to-year fluctuations are normal, median existing-home sale prices have increased on average 6.5 percent each year from 1972 through 2005, and increased 88.5 percent over the last 10 years, according to the NATIONAL ASSOCIATION OF REALTORS&amp;reg;. In addition, the number of U.S. households is expected to rise 15 percent over the next decade, creating continued high demand for housing.&#xD;
3. Equity. Money paid for rent is money that you&amp;rsquo;ll never see again, but mortgage payments let you build equity ownership interest in your home. 4. Savings. Building equity in your home is a ready-made savings plan. And when you sell, you can generally take up to $250,000 ($500,000 for a married couple) as gain without owing any federal income tax. 5. Predictability. Unlike rent, your fixed-mortgage payments don&amp;rsquo;t rise over the years so your housing costs may actually decline as you own the home longer. However, keep in mind that property taxes and insurance costs will increase. 6. Freedom. The home is yours. You can decorate any way you want and benefit from your investment for as long as you own the home. 7. Stability. Remaining in one neighborhood for several years gives you a chance to participate in community activities, lets you and your family establish lasting friendships, and offers your children the benefit of educational continuity. Why do you own and want to own a home?</content:encoded>
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      <pubDate>Thu, 02 Jul 2009 17:55:23 GMT</pubDate>
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3. Equity. Money paid for rent is money that you&amp;rsquo;ll never see again, but mortgage payments let you build equity ownership interest in your home. 4. Savings. Building equity in your home is a ready-made savings plan. And when you sell, you can generally take up to $250,000 ($500,000 for a married couple) as gain without owing any federal income tax. 5. Predictability. Unlike rent, your fixed-mortgage payments don&amp;rsquo;t rise over the years so your housing costs may actually decline as you own the home longer. However, keep in mind that property taxes and insurance costs will increase. 6. Freedom. The home is yours. You can decorate any way you want and benefit from your investment for as long as you own the home. 7. Stability. Remaining in one neighborhood for several years gives you a chance to participate in community activities, lets you and your family establish lasting friendships, and offers your children the benefit of educational continuity. Why do you own and want to own a home?</media:description>
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      <title>Enjoying WNY</title>
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      <description>Let's face it. Some people move out of&amp;nbsp;WNY and some decide to stay.&amp;nbsp; What is your reason?&amp;nbsp; Share your views and stories?&amp;nbsp; Why do you enjoy WNY?&#xD;
Personally I enjoy 4 seasons and diversity.&amp;nbsp; There's always something to do in WNY. It's a great area to discover places and faces.</description>
      <content:encoded>Let's face it. Some people move out of&amp;nbsp;WNY and some decide to stay.&amp;nbsp; What is your reason?&amp;nbsp; Share your views and stories?&amp;nbsp; Why do you enjoy WNY?&#xD;
Personally I enjoy 4 seasons and diversity.&amp;nbsp; There's always something to do in WNY. It's a great area to discover places and faces.</content:encoded>
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